Saturday, 22 September 2012
Posted by nell newman at 20:50
Friday, 14 September 2012
Posted by nell newman at 10:34
Friday, 31 August 2012
Posted by nell newman at 21:31
Wednesday, 30 May 2012
We're having a street party Monday . Bunting and flags and all that. 12 households and YoungNells and some of the other kids playing God Save the Queen after a toast of whatever.
Have just been told I've been designated to provide a sweet. Some have been asked for salads , others for BBQ stuff. OMG what to cook! This is the issue.
First thoughts are for a summer flan . A flan bake case made with traditional victoria sponge mix and then lightly soaked with rum, sugar and lemon juice. Fresh fruits of strawberries, blueberries, grapes and cubed fresh pineapple covered in a jelly made from a mix of pomegranate and orange juice. Guess I better also provide a pint of pouring cream!
The other choice is to make cornflake Krackolates in little cake cases . Cornflakes stirred into melted dark chocolate with a dollop of treacle or honey and then spooned into cake cases and allowed to cool and set. Haven't made them since I was a kid!
We have a republican living nearby who is regarding us all with a jaudiced eye. We should, he says, be looking to elect our Head of State. We all thought about it around here and asked him who he would suggest for election, tony blair, prescott, gordon brown perhaps cameron.
Trouble is none of them look good when set beside a diminutive lady who has pledged her whole life to public service.
She looks even better when you compare her service to that of people like mugabe or gaddafi or assad .
Long may she Reign!
Posted by nell newman at 20:48
Tuesday, 29 May 2012
Nobody wants to talk about death and yet , like sex, it is an integral part of our lives, that all of us will experience.
The last couple of weeks have been rather hard . Mum is 97 and slipping away from us slowly. One day at a time. We are working with her carers in the home for it to be as natural, pain and stress free as possible. And actually the fact that we can do that for her is rather comforting.
She knows, sometimes, that it's happening and it hasn't been all doom and gloom. Today she got impatient just for one brief, lucid moment and demanded to know why she was waiting. When we gently rubbed her arm and told her to rest she told us we needed to go out and find her a train!
The organs are shutting down and the brain is losing oxygen. Nobody discusses it, but it is happening and it may take days or weeks. Lack of oxygen to the brain is helping her regress to childhood and she is enjoying easterly winds driving windmill sails in the fens , tractors ploughing gentle hillsides and telling us about how they're digging for wells.
I don't want to upset anyone so if you find this blogpost upsetting , please don't read.
I want what I write to be comforting . My strongest belief is that we should all live each day to it's max. God will say when it's time to go over to the other side.
I'm planning to amend and add to this particular blogpost over the coming days/weeks.
Posted by nell newman at 22:24
Saturday, 31 March 2012
YoungNells is growing up. She'll be 14 next time around and we started worrying about what would happen to her if we pegged out early, well earlier than we hope, as there was no provision for her in our last will which was made long before she was born.
It started us on a discussion about legal costs with others who had used solicitors for various reasons, mostly divorces, in recent times. "It will cost you a fortune to make a new will" we were solemnly told. "£300 per hour and then some. And that's just for a consultation!" another helpful friend gleefully chipped in over my lovingly cooked sirloin of beef.
And then along comes my elderly Uncle visiting for a cup of tea one morning. He waved an undunked biscuit in the air as he enthusiastically sang the praises of Will Writers. He'd found one he said who worked for a very reasonable sum and did a very thorough job. "They even come to your own home. No need to visit some office, mix with townies and pay parking fees!" Was his parting shot.
Ah! we thought. We've cracked it! We can afford to make another will without taking out another mortgage to pay the solicitor's bill. So we duly contacted Uncle's friendly Will Writer who bustled out to our house to give us a free consultation on what we wanted to do with our goods and chattels.
She got stuck right in - it would cost us £300 to make two back to back wills. She was very keen to point out that she wasn't VAT registered so we would also make a saving there. We couldn't believe our luck!
She asked to see our last wills and spent a few minutes reading them as her expression became ever more worried. She set them aside, took a drink of her coffee and then looked us straight in the eye. It was evident that bad news was on the way.
We needed to create a Discretionary Trust, she said, and unfortunately that would cost another £200. Then she asked about the ownership of our house. When we told her it was jointly owned, she clicked her teeth in disapproval a bit like my Mother, now 97, does with her false one's. It sent warning shivers down my spine. We would, she advised, need to change the Joint Ownership to Tenants in Common. She wasn't sure how much that would cost; she was going to have to go away and check.
She asked some uncomfortable questions like 'Do you want to be buried or cremated?' and " What do you want doing with your remains?" And then insisted that she would need a detailed List of Wishes on what to do with things like my plastic jewellery, BeeGees & Monkees records and hubbies collection of silver plated youthful cricketing cups and Bridge Club mementoes. Funeral Instructions and Letters of Wishes of course were charged as extras.
When she waltzed out of the door we knew we were looking at a bill of at least £600. But the killer crunch came when she telephoned two days later to say that the cost of changing the ownership of the house to Tenants in Common would take the bill to £650. Then she said, just when we thought we had absorbed all the shocks that were to come, that we also needed to have urgent discussions with her about what would happen on the death of the first of us as this would leave the surviving partner with a tax bill of £75k unless we took further steps to protect ourselves. It meant of course, we supposed, more paperwork and more money for her.
It was our wake up call. So far we'd paid no money over on this free consultation and thought it time to start talking to the solicitors we had used all those years ago to make the first will, before we decided how best to proceed.
The solicitors we contacted also offered us a free consultation. Yes we had to take the car , find somewhere to park and browse shops on the way. Fun for me , misery for hubby, but that's life! The consultation lasted less than an hour and we found out to our disgust that Discretionary Trusts & owning the house as Tenants in Common had been made unnecessary by changes to the law a few years ago. We also discovered that, as the law currently stands, there would be no taxes to pay on our pitiful estate until both of us had passed over to the other side and probably not even then and that Letters of Wishes and Funeral arrangements could be incorporated into the wills or not as we preferred,without extra cost.
Total solicitors cost £230 plus VAT.
Oh and one last thought for those thinking of using a Will Writing service instead of a Solicitor. Will Writers are currently unregulated whereas the written Terms & Conditions our Solicitor provided to us states that he is currently insured for £10million against any claim our beneficiaries might have against him, for bad advice given to us. When the time comes that is!!
Posted by nell newman at 16:46